Saint Margaret Mary

In difficult conditions, when it comes to home ownership complex decisions will have to be made. Please know that you are not alone. We are all the product of a system that has malfunctioned. Your home is most likely your largest asset and your situation may be better or worse than your neighbor. But one sure reality is that the steps needed to help in your situation will be unique to you.

Now is the time to sit down and review your prospects. The Saint Margaret Mary Work-Life Resource Ministry is composed of professionals in all aspects connected to home ownership. There are alternatives and choices for you to consider. This is not an area that “a one size fits all” approach will work best for everyone. Here are a few factors to consider:

•	Do you want to keep your home? Can you keep your home? Would it be better to sell and rent?

•	What is your available cash? Is there an income stream? If so, how much and for how long?

•	Is re-financing or modifying your mortgage an option that would benefit you?

•	How important is your credit rating?

•	Can you challenge your real estate assessment?

We invite you to make a call to the Saint Margaret Mary Work-Life Resource Ministry help line. We are a group of parishioners volunteering to help fellow parishioners. It will be our pleasure and honor to meet with our and discuss your situation. All conversations will be held in the strictest professional confidence. Please let us know what information is needed to help you through this time. When would it be convenient for us to meet?

Saint Margaret Mary is part of the Rockford Diocese.

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